Frequently Asked Questions about Renters Insurance Rates

Here are the answers to the most commonly asked questions about renters insurance rates.

How do I apply for renters insurance rates?

You can apply for free quotes on renters insurance rates by filling out our short online application. The application will take you only a few minutes to fill out, and we will then match you with several major insurers who can offer you competitive renters insurance rates. You see these quotes side-by-side to make your comparison shopping as painless and quick as possible. The best way to find a good deal on renters insurance rates is to get 3-4 quotes, and you can do this all in one click on our site.

What is renters insurance?

Renters insurance is a special type of homeowners insurance for people who rent their home. If you rent an apartment, condo, or house, you might want to apply for renters insurance rates. Renters insurance protects your belongings from disaster and protects your assets from liability lawsuits.

Doesn't my landlord's policy offer sufficient coverage?

Landlord policies do not cover tenants' belongings. In fact, the average renter has $20,000 worth of personal items that are not covered by the landlord's policy. If disaster struck, that's a lot of money to lose. Protect your personal belongings by applying for low-cost renters insurance rates.

What does renters insurance cover?

Your renters insurance rates will reflect policies that will usually cover theft, fire, smoke damage, vandalism, wind or hail damage, falling objects, and liability lawsuits. The covered events may vary from insurer to insurer.

Who will issue my renters insurance policy?

You will receive renters insurance rates from several insurers in our vast insurance partner network. The company that actually issues your policy will depend on your coverage needs and preferences. Some of our insurance partners include Allstate, Farmer's, American Family, and Nationwide. Learn how to select the right insurance on the next page.

How can I keep my renters insurance rates to a minimum?

Where you live, the type of building you live in, and the discounts you qualify for will all influence the level of your renters insurance rates. To minimize your renters insurance rates, you might want to ask about any available discounts. Having things like fire extinguishers, burglar alarms, and fire sprinklers in your apartment or condo can save you money. Additionally, you might consider taking out more than one policy with the same insurer to qualify for the multiple policy discount.